Job Search Scams: Protect Yourself Against Identity Theft
"They tell you they need your bank account information so they can make sure your check can be direct deposited," she says, adding that they'll sometimes go so far as to say that they'll place money in your account and then remove it just to make sure it works.
[ Five Ways to Fight ID Theft ]
"By allowing them to place money in your account and remove it, you let your bank know that this 'employer' can take money out of your account, and that's how they wipe out people's bank accounts," says Oaks. Never mind the fact that you'll never receive any information about any job from one of these e-mails.
Oaks adds that the identity thieves buy e-mail addresses from legitimate businesses who don't realize they're selling people's information to the Internet black market.
In the second scam, identity thieves pose as employers on legitimate job search sites. They post a generic job that would appeal to a large number of people, Oaks says, and in the course of talking to applicants, they ask for personal information.